IDU® - ID Verification Product Range | LexisNexis Risk Solutions UK

LexisNexis® IDU®

Accelerate customer acquisition with instant online identity verification

IDU® is a powerful identity verification solution available via an online self key tool or through our web service. IDU offers a flexible approach to electronic identity screening enabling you to confirm client identity online, comply with anti-money laundering requirements and to protect your business from the threat of fraud.

  • Instantly identify genuine customers
  • Flag suspicious applications or transactions
  • Support know your customer checks
  • Integrate directly with your systems via API
  • Maintain a full and paperless audit trail

Free Trial**

What are IDU identity checks used for?


Provide a seamless customer experience with instant online identity verification

LexisNexis® IDU® enables you to have increased confidence when verifying an individual’s identity, whilst supporting a frictionless customer journey. Providing a multi-layered check which incorporates a variety of positive and negative datasets, IDU allows you to screen individuals against a bespoke scorecard tailored to your risk appetite – helping to verify and authenticate recognised identity documents, and identify potential risks.

Identity Verification and Identity Alerts
Document Checks
IDU Identity Checks Step 4 - Instant results are clearly displayed in an expandable report containing granular information and a final score based on your bespoke scorecard of either Pass, Fail or Refer.

Claim your free trial**


To arrange a free trial** or to find out more please call 029 2067 8555 or complete the form…

** Terms and Conditions apply

Extensive Icon

Extensive

IDU calls upon multiple credit bureaus to add greater depth and extended coverage to your identity checks.
Practical Icon

Practical

IDU has a variety of applications including fraud prevention, AML compliance and customer due diligence.
Secure Icon

Secure

Our ISO27001 accreditation validates our commitment to the highest standards of data management.

FAQs

What is IDU?
IDU is a powerful electronic identity verification and fraud prevention service. Utilising a wealth of consumer datasets and document verification checks it will allow you to quickly and confidently confirm client identity whilst also identifying potential fraudulent claims.
What checks will IDU allow me to conduct?
IDU has a variety of applications. It can be utilised to conduct anti-money laundering due diligence, screen identities for fraud prevention purposes and carry out age verification checks to ensure compliance with relevant legislation.
Can IDU validate identity documents?
Yes. In addition to providing the ability to screen a client against a wealth of consumer datasets in an attempt to verify identity, IDU also allows you to validate the ID document numbers of the following hardcopy identity documents:

  • UK and International Passports
  • GB Driving Licences
  • Travel Visas
  • ID Cards

For an additional cost per document, the Document Authentication tool within IDU will enable you to quickly and confidently confirm that an identity document is legitimate, and provide more confidence in its owner’s claims. IDU enables you to authenticate over 3,000^ hard copy identity documents from nearly 200 countries.

How do I use IDU?
IDU services can be accessed via a simple to use online interface. For each verification the system will present you with a search form into which you should enter the required personal details of the individual to be checked.

The form should then be submitted – you will be provided with an easy to understand report, and the option to validate and authenticate hardcopy identity documents.

Do I need to attain client permission before conducting a check?
This is dependent on the datasets you are searching. Much of the data within IDU is publicly available and therefore does not require an individual’s permission to be searched against.

However, if you are utilising Full Electoral Roll or Credit Reference data as part of your identity check you will require the individual’s permission as searches against these datasets leave a footprint.

Is IDU secure?
IDU is secure and is included in the scope of our ISO27001 audited certification, an international standard for information security management. The records within IDU are held securely and managed to a BS10012 standard, a British standard for personal information management. When using the product the information you exchange with IDU is secured using HTTPS encryption.
Where can I find further information and support?
Contact us and a member of our team will happily provide you with all of the information and support you need.
* We are a CIFAS Direct Agency and provide access to the National Fraud Database via the CIFAS Portal Service. Access is only available to contributing CIFAS members.
^ Identity documents are regularly updated by their issuing authorities and whilst we endeavour to account for such changes as swiftly as possible, the coverage of identity documents the system is able to authenticate will fluctuate from time to time.
Due to the nature of the origin of public record information, the public records and commercially available data sources used in reports may contain errors. Source data is sometimes reported or entered inaccurately, processed poorly or incorrectly, and is generally not free from defect. This product or service aggregates and reports data, as provided by the public records and commercially available data sources, and is not the source of the data, nor is it a comprehensive compilation of the data. Before relying on any data, it should be independently verified. The Document Authentication feature in LexisNexis IDU requires you provide a good quality image in order to be able to authenticate an identity document. End users are responsible for ensuring the quality of the image provided, and LexisNexis Risk Solutions takes no responsibility for the image quality.
Share: